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The #1 Thing Millennials Don’t Understand About Credit Cards

Now more than ever, banks market credit cards toward millennials.  The economy relies on consumer credit to keep it ticking along.  And banks have a seemingly endless supply of money to lend out to those who are both acceptable to it and creditworthy.  One of the favorite tools banks have to lend out money, quickly, …

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Getting Organized for your First Mortgage

Getting organized for a first mortgage in advance will help you immensely when its time to buy your first home.  Here are some of the things that will give you a head start! First, you’ll need your down payment. 3–5% at a minimum, however, I recommend 20% as you’ll avoid expensive private mortgage insurance (PMI).  …

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Obtaining a Mortgage for a Rental Property

You might have considered increasing your passive income by purchasing a rental property.  This really can be an excellent “side hustle” and provide a significant to your bottom line, over time.   Obtaining a mortgage on an investment / rental property is very similar to what I wrote in Getting Organized for your First Mortgage with …

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