Saving More Money

man and woman on a scooter traveling on a budget and not breaking the bank

12 Tips for Traveling Without Breaking the Bank!

Are you looking for tips for traveling without breaking the bank? Being financially independent also means being free to travel anytime you want. Travel must not impact your cash flow, at least, not too much. Here are some tips to achieve that. Do your research Start planning far in advance. Prepare a spreadsheet with all the expenses …

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How to Save Money When You have a Low Income

Saving money is something that everyone seemingly wants to do, but often have much difficulty accomplishing. When I look back at everyone I’ve worked with, I see that income itself has very little do with savings rates.  In fact, I’ve said many times “It doesn’t matter if you make $50,000 or $150,000 a year, unless …

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